Cristina Renee Hamilton Simmons: To the Bank Behind the RushCard!

Simmons Money!

Russell Simmons has been instrumental in bringing hip-hop to every facet of business and media since its inception in the late 1970s: in music with the co-founding of the immensely successful original Def Jam Recordings; in the fashion industry with the trail-blazing Phat Farm, BabyPhat, Run Athletics, and Def Jam University clothing lines; in film with Simmons Lathan Media Group; in television with HBO’s “The Def Comedy Jam” and “Russell Simmons Presents Def Poetry”; on Broadway with the Tony Award winning stage production “Russell Simmons Def Poetry Jam on Broadway”; in the financial services industry with UniRush and its RushCard and Baby Phat RushCard; in fine jewelry with The Simmons Jewelry Co; in video gaming, mobile communications and other industries utilizing the internationally recognized Def Jam brand through Def Jam Enterprises; and in the community with Rush Philanthropic Arts Foundation and the Hip-Hop Summit Action Network. Russell is a sought-after public speaker and regularly addresses audiences ranging from public school children and university students to corporate executives and community leaders.

To the Bank Behind the RushCard!

I am a rush card holder and I have some concerns regarding the "monthly fees" and other charges versus what the RushCard's and the Simmons' Brand represents.I need to be made clear on why, when, who and hows of these fees and charges. You say no bank account required but there is charge for every thing.

Now say I was a person who had a bank account with a debit card that wasn't charging me to use it's ATM's, not charging me for online bill pay and I could transfer money from my saving to my checking for free, why would I choose a RushCard? I have been promoting the rushcard and the response I get from people are insulting. One person said to my son "why are you promoting this card don't you know it's for people with poor credit".

Please tell me again if I was a person with poor credit who had problems paying bills why choose a rushcard that's charging me monthly just to have it in my possession. Then if I wanted to withdraw money from an ATM I am charged, I am also charged for my PIN. Can you please tell me how the RushCard is designed to assist those types of people with budgeting etc? When there's just as many charges with the Rushcard as the are in the Banks. You have Russell Simmons on Television using his name and saying all of the good things the RushCard has to offer for those seeking a "path to financial freedom" then when people get online and apply they are "turned off" by the fees. Can you please tell me how do you plan on competing with banks that offer second chance accounts for people who lack fiscal responsibility?

This is an exert from a blog written by Russell Simmons: The Banks are Bullying the Poor & I'm Not having it "What's clear to me now is that banks are still increasing the cost to the powerless (poor) while they offer everyone else money to open accounts. I'm watching banks hold back features that they and I both know will help people save money and improve their lives. They trick customers into doing things that are not good for them through lack of transparency, and surprise them with new fees when they can least afford it. I'm learning an important lesson about ethics or lack of ethics in this industry. In fact, I'm fighting with a bank right now that doesn't know what kind of ass whipping they are going to get when I expose them for the abusive practices and exuberant fees they are charging the poor. What they are doing is trying to double their already outrageously high fees in exchange for providing absolutely nothing to my customers. All I want to do is to get the poor a better deal with more reasonable fees with better services. This bank is intentionally trying to destroy this industry, which is building a platform for under-served communities. And for this they should be ashamed of themselves."

--
Never give up keep your head in the clouds its a cool place to be....
Sincerely,

Ms. Cristina Arra Simmons
Writer -Global Grind.com
http://globalgrind.com/user/budncris09/
http://cristinaarrasimmons.blogspot.com/
http://budncris09.wordpress.com/
Office: 704-280-1912

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Red, White, and Who?

I am a big fan of Keeping up with the Kardashians. Tonight's episode struck me in so many ways. Khloe was having issues with her weight and of course the jealous and envious people who have nothing to do but hide behind their insults on the internet, said some pretty hurtful things in a blog. Well Khloe received a call from PETA to do an nude ad protesting fur. Khloe was a bit apprehensive about doing the ad because she was having weight issues. So sad that in this world we live in "we compare ourselves amongst ourselves". Which keeps us always trying to fit into a standard. Well at least what society considers "the standard" Khloe is always being compare to her sisters Kim and Kourtney which is so not fair because each of them are beautiful in their own way.

So Khloe goes and speaks with Bruce Jenner her stepfather. Seeking advice when she told him about the ad. He responded by saying "that's good but don't you think you should lose a few pounds". Typical thing for a insensitive man to say. No disrespect to Bruce... Then they wonder why their wives seek attention else where . I will tell you why, some of you with money think that you can speak to people any way no matter who it is: family, the fake friends you have and the slaves you hire to work for you. But instead of congratulating her, he insulted her. Then he went on to say after she had explained to him how she was offended by his comment. He said "is that why you wear black", Khloe's response was "I am wearing black because I am depressed." Say What!!!!

: I wear black because it's represents change... Positive Change!!!

See people where did we get this misconception that the color black represents oppression, depression and sadness. Our country's colors are red, white and blue. Now lets break that down red well that represents the blood that was shed to create "one nation under God" but whose blood was it? Who was that actually fought. Hmmm? Then there's white (well we all know what that suppose to represent) pure, cleanliness and honesty (mhmmm) and then there's blue. Blue represents the actual things this country was founded on (the pain, the deceit, the lies and the trickery) the trickery bestowed upon the enslaved. When I speak of the enslaved I must make it clear I am not speaking only of black people. (The fungus has spread) To me the color blue represents the oppression, sadness, and fear. People black represents change. Things to come that we all struggled and worked so hard for. When I say "we" I mean those who understand what it means to fight the good fight and stay strong.

So people get it out of your minds that black is a color of depression and oppression. It is time for change. Trust me everybody can't be saved. But those of you who can. Let's make it happen. "Animal conditioning to keep me as your slave! I get out!" Thanks Lauryn.

Explain this line "You should know I bleed blue but I ain't no crypt though"- Jay Z... I'm waiting.

: Red White and Blue... Stars and Stripes

My interpretation for "Bleed blue" is the colors for the Illuminati Red, white, blue... Those colors of the American flag mean something and those stars on the flag represent something too... Think about it... The stars are in the BLUE section of the flag!!! Ask somebody... This is the stuff they don't teach you in school so when that when the message starts coming at US we will be confused and distract with things like gangs (Crips, Bloods) and not pay attention to who's really behind all the American Chaos...Red and white stripes... The white represent the lost, confused and uninformed... Entangled in the red's web....

I would like to close this out with a message from Hova featuring Mr. Hudson

Forever Young